Your personal savings rate is simply the percentage of your income that you put away for long term savings. There may be some debate as to whether you should use your gross income (before taxes) or …
The Candlestick Chart
Most people are familiar with the typical 'close-only line chart' when looking at charts. This type of chart plots the closing price for a stock and nothing more. A far more powerful and meaningful …
A Lap Of The Blogs
Perhaps I could call this the "shameless self promotion" version of Lap of the Blogs... Canadian Dream Free at 45 wrote a two part series on the financial plan and investment policy statement I wrote …
Fee Only Life Insurance
You may be surprised to learn that the commissions on life insurance policies can easily be more than the first year's total premiums. For example, 20 year term life insurance for $1 million on a 50 …
Financial Musings About My Trip To The Formula One Race In Montreal
Last weekend I made my annual pilgrimage to Montreal to pay homage to the gods of motor racing. Formula 1 is considered by many to be the pinnacle of motorsports, although I suspect some NASCAR fans …
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Is This Current Market Turmoil Really Different?
There is a broker in my office who has been in the business for almost 30 years and he told me that the market action since August of last year has been more frustrating than some other periods of …
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