My Latest Musings

You may be surprised to learn that there are many people who absolutely detest the idea of RRSP's. I remember a meeting with a senior citizen, well into retirement, who became …

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You'll recall that withdrawals from your RRSP are normally included as income in the year that you make the withdrawals (save for a few exceptions). If you happen to be in a low …

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This program has a lot of similarities to the Home Buyer's Plan. The Lifelong Learning Plan (LLP henceforth) is a program that allows you to make a zero-interest loan to yourself …

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The Home Buyer's Plan (or HBP for short) was introduced by the Canadian government to assist first time home buyers with owning their first homes. It is actually a provision that …

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