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Deferring your RRSP Deductions to Higher Income Years
It is important to note the difference between an RRSP "contribution" and an RRSP "deduction". You "make a contribution" by putting money (or securities) into your RRSP account. …
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You can base the RRIF Withdrawal on a Lower Aged Spouse to Reduce the Minimum Withdrawal Amount
If you find that you are in the enviable position of not NEEDING to make withdrawals from your RRIF account in order to cover your regular living expenses, there is a way to reduce …
RRIF Withdrawal Minimums
A RRIF account (Registered Retirement Income Fund) is what most people turn their RRSP accounts into once they turn 71. The main difference between an RRSP and a RRIF is that you …